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Is an HVAC Maintenance Agreement Worth the Money?

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If you are like many people, you probably turn down the service plan when you buy electronics and waive off the extended warranty for your car. Most people don’t believe that they will ever reap the benefits compared to the cost of these plans. As a result, you might also assume the residential HVAC maintenance agreements are a waste of money. However, before you decline a maintenance agreement for your HVAC system, there are a few things to consider.

HVAC systems vary but can include equipment like furnaces, air conditioners, and heat pumps. Most experts agree that an average HVAC system usually lasts around 15 to 20 years. With regular routine maintenance, however, you could extend the life of your system beyond the typical 20 years. With an HVAC service contract, you agree to pay a fee in exchange for ongoing regular HVAC services. This can ensure that a certified technician provides priority service and regular check-ups for your unit. A maintenance agreement could provide peace of mind that your HVAC system will operate year-round. Let’s take a closer look at how an HVAC maintenance agreement might be worth the money.

Regular HVAC Maintenance


When you sign up for an HVAC maintenance agreement, you commit to regular maintenance for your entire system. A service contract ensures that you will get seasonal and annual checks and tune-ups for your equipment. Before the summer heat or winter chill begins, a technician will make sure that your system is ready for the demands of the season. During your check-up, the technician will clean and check all components and connections of your system to guarantee that it is running at peak efficiency.

Through normal use and wear and tear, your HVAC system can develop small problems. Usually, these issues don’t interfere with the system’s operation right away, so they can go unnoticed. If left unresolved, these problems could lead to bigger issues that will take a toll on your unit’s health and could lead to costly repairs. An annual maintenance agreement is the best way to ensure that any problems are caught and resolved so that your system will keep you comfortable all season.

Agreement Cost vs. Repair


One of the biggest reasons that homeowners turn down HVAC maintenance agreements is the cost of the plan. Doing a quick cost analysis, however, can help you make the decision for your system. The average cost for HVAC repair work can range from $150 to $450. Similarly, a service plan can cost about the same amount of money. As a result, many people are willing to take their chances without the agreement. However, when you consider other costs and benefits, an HVAC maintenance plan might be worth the cost.

Along with annual service, a maintenance contract may also provide you with covered emergency services and discounts on parts and other services. Typically, you will also be given priority service status, which means that you will get maintenance or repairs before those without an agreement. A contract basically moves you to the front of the line.

Your home heating and air conditioning system is like your automobile. Most people won’t drive their car for many thousands of miles without some sort of tune-up or engine service. At the very least, you have your oil changed every 3,000 miles. Similarly, the equipment for your HVAC system, regardless of what type of system you have, also requires periodic maintenance. As the workhorse during the summer heat and winter cold, your HVAC can quickly rack up many service hours. To ensure that your system keeps you comfortable year-round, you’ll want to consider the benefits of some sort of maintenance plan with regular service.